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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,392 | $183,592-48.0% | $155,574-38.7% | $145,877-34.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 1.48% | 61.37%-59.9pp | 64.87%-63.4pp | 551.28%-549.8pp |
| Employer contribution / active EE | $13,188 | $5,317+148.0% | $4,676+182.0% | $4,663+182.8% |
| Participant deferral / active EE | $13,722 | $6,466+112.2% | $5,629+143.8% | $6,691+105.1% |
| Admin fee / account holder | $1,509 | $19,316-92.2% | $15,914-90.5% | $13,402-88.7% |