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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,185 | $181,062-4.9% | $158,223+8.8% | $155,188+11.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 0.49% | 57.39%-56.9pp | 52.09%-51.6pp | 148.84%-148.3pp |
| Employer contribution / active EE | $16,286 | $4,565+256.8% | $4,109+296.4% | $4,248+283.4% |
| Participant deferral / active EE | $17,625 | $6,134+187.3% | $5,467+222.4% | $6,531+169.9% |
| Admin fee / account holder | $7,756 | $18,825-58.8% | $16,047-51.7% | $14,480-46.4% |