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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,317 | $110,248-92.5% | $95,728-91.3% | $139,456-94.0% |
| Participation rate | 50.0% | 75.7%-25.7pp | 72.3%-22.3pp | 80.3%-30.3pp |
| Annual return | 74.70% | 27.16%+47.5pp | 28.40%+46.3pp | 373.45%-298.8pp |
| Employer contribution / active EE | $2,622 | $3,258-19.5% | $2,835-7.5% | $4,753-44.8% |
| Participant deferral / active EE | $4,111 | $4,675-12.1% | $4,245-3.2% | $6,711-38.8% |
| Admin fee / account holder | $0 | $6,607-100.0% | $5,673-100.0% | $11,407-100.0% |