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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,579 | $76,401+89.2% | $106,387+35.9% | $64,173+125.3% |
| Participation rate | 92.3% | 73.5%+18.8pp | 77.5%+14.9pp | 69.6%+22.7pp |
| Annual return | -4.37% | -2.19%-2.2pp | 0.25%-4.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $12,145 | $2,680+353.2% | $3,520+245.1% | $2,381+410.1% |
| Participant deferral / active EE | $10,487 | $4,274+145.4% | $5,421+93.4% | $3,470+202.2% |
| Admin fee / account holder | $6,704 | $4,610+45.4% | $7,510-10.7% | $4,887+37.2% |