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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,901 | $175,257-19.6% | $149,717-5.9% | $139,456+1.0% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 21.63% | 166.70%-145.1pp | 134.41%-112.8pp | 373.45%-351.8pp |
| Employer contribution / active EE | $7,998 | $5,477+46.0% | $4,820+65.9% | $4,753+68.3% |
| Participant deferral / active EE | $7,179 | $6,521+10.1% | $5,682+26.4% | $6,711+7.0% |
| Admin fee / account holder | $1,049 | $16,156-93.5% | $13,213-92.1% | $11,407-90.8% |