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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,098 | $167,362-31.2% | $143,799-20.0% | $134,532-14.4% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -19.64% | 0.47%-20.1pp | -0.04%-19.6pp | 418.27%-437.9pp |
| Employer contribution / active EE | $7,757 | $5,620+38.0% | $4,952+56.6% | $4,741+63.6% |
| Participant deferral / active EE | $5,081 | $6,447-21.2% | $5,638-9.9% | $6,401-20.6% |
| Admin fee / account holder | $1,082 | $18,094-94.0% | $14,677-92.6% | $11,429-90.5% |