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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,469 | $183,592-9.9% | $155,567+6.4% | $145,959+13.4% |
| Participation rate | 83.3% | 82.7%+0.7pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 17.50% | 61.24%-43.7pp | 64.74%-47.2pp | 561.95%-544.4pp |
| Employer contribution / active EE | $9,627 | $5,315+81.1% | $4,674+106.0% | $4,661+106.5% |
| Participant deferral / active EE | $4,199 | $6,464-35.0% | $5,628-25.4% | $6,689-37.2% |
| Admin fee / account holder | $1,148 | $19,318-94.1% | $15,916-92.8% | $13,398-91.4% |