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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,396 | $165,361-78.6% | $149,715-76.4% | $158,950-77.7% |
| Participation rate | 40.0% | 84.6%-44.6pp | 82.5%-42.5pp | 82.0%-42.0pp |
| Annual return | 0.00% | 348.24%-348.2pp | 276.66%-276.7pp | 302.91%-302.9pp |
| Employer contribution / active EE | $1,176 | $5,103-77.0% | $4,645-74.7% | $4,762-75.3% |
| Participant deferral / active EE | $7,040 | $7,182-2.0% | $6,842+2.9% | $5,983+17.7% |
| Admin fee / account holder | $381 | $10,808-96.5% | $9,310-95.9% | $11,248-96.6% |