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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,548 | $108,695-75.6% | $74,722-64.5% | $152,897-82.6% |
| Participation rate | 66.7% | 65.4%+1.3pp | 54.5%+12.2pp | 82.5%-15.8pp |
| Annual return | 25.70% | 114.11%-88.4pp | 753.11%-727.4pp | 345.43%-319.7pp |
| Employer contribution / active EE | $899 | $1,504-40.3% | $1,084-17.1% | $4,764-81.1% |
| Participant deferral / active EE | $3,875 | $2,712+42.9% | $1,963+97.4% | $5,851-33.8% |
| Admin fee / account holder | $93 | $4,906-98.1% | $3,335-97.2% | $11,599-99.2% |