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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,687 | $96,361-89.9% | $80,607-88.0% | $139,456-93.1% |
| Participation rate | 65.0% | 73.6%-8.6pp | 67.0%-2.0pp | 80.3%-15.3pp |
| Annual return | 70.62% | 1350.95%-1280.3pp | 936.11%-865.5pp | 373.45%-302.8pp |
| Employer contribution / active EE | $1,651 | $3,262-49.4% | $2,724-39.4% | $4,753-65.3% |
| Participant deferral / active EE | $3,924 | $5,232-25.0% | $4,448-11.8% | $6,711-41.5% |
| Admin fee / account holder | $722 | $6,601-89.1% | $5,379-86.6% | $11,407-93.7% |