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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,260 | $57,305-19.3% | $86,640-46.6% | $75,173-38.5% |
| Participation rate | 42.2% | 63.2%-21.0pp | 71.7%-29.5pp | 67.2%-25.0pp |
| Annual return | 29.15% | 2674.24%-2645.1pp | 592.52%-563.4pp | 160.72%-131.6pp |
| Employer contribution / active EE | $1,377 | $2,316-40.6% | $3,024-54.5% | $2,671-48.4% |
| Participant deferral / active EE | $2,785 | $3,320-16.1% | $4,438-37.2% | $4,126-32.5% |
| Admin fee / account holder | $900 | $4,116-78.1% | $5,616-84.0% | $5,651-84.1% |