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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,356 | $184,014+32.8% | $161,149+51.6% | $138,895+75.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 26.23% | 21.52%+4.7pp | 21.16%+5.1pp | 145.39%-119.2pp |
| Employer contribution / active EE | $4,322 | $5,055-14.5% | $4,360-0.9% | $4,194+3.0% |
| Participant deferral / active EE | $7,338 | $6,909+6.2% | $6,153+19.3% | $6,396+14.7% |
| Admin fee / account holder | $2,931 | $18,027-83.7% | $15,194-80.7% | $12,562-76.7% |