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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,902 | $127,387+12.2% | $115,038+24.2% | $125,389+14.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 3.57% | 31.28%-27.7pp | 26.14%-22.6pp | 282.24%-278.7pp |
| Employer contribution / active EE | $11,012 | $5,166+113.2% | $4,608+139.0% | $4,866+126.3% |
| Participant deferral / active EE | $11,439 | $6,423+78.1% | $6,026+89.8% | $5,352+113.7% |
| Admin fee / account holder | $4,474 | $9,516-53.0% | $8,175-45.3% | $9,541-53.1% |