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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,186 | $124,346-49.2% | $111,306-43.2% | $167,553-62.3% |
| Participation rate | 85.7% | 79.6%+6.1pp | 77.3%+8.4pp | 82.1%+3.6pp |
| Annual return | 15.03% | 37.46%-22.4pp | 54.67%-39.6pp | 478.89%-463.9pp |
| Employer contribution / active EE | $1,617 | $3,438-53.0% | $2,732-40.8% | $4,840-66.6% |
| Participant deferral / active EE | $2,450 | $5,182-52.7% | $4,488-45.4% | $6,343-61.4% |
| Admin fee / account holder | $3,905 | $10,623-63.2% | $7,966-51.0% | $12,316-68.3% |