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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,224 | $112,131-73.9% | $95,964-69.5% | $158,982-81.6% |
| Participation rate | 95.8% | 79.0%+16.8pp | 77.1%+18.7pp | 82.0%+13.9pp |
| Annual return | 11.31% | 171.19%-159.9pp | 91.64%-80.3pp | 302.99%-291.7pp |
| Employer contribution / active EE | $1,329 | $3,199-58.4% | $2,541-47.7% | $4,763-72.1% |
| Participant deferral / active EE | $2,225 | $4,784-53.5% | $4,167-46.6% | $5,983-62.8% |
| Admin fee / account holder | $1,634 | $10,136-83.9% | $6,797-76.0% | $11,252-85.5% |