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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,674 | $155,833+7.0% | $124,693+33.7% | $167,536-0.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 16.16% | 17.98%-1.8pp | 5144.19%-5128.0pp | 478.82%-462.7pp |
| Employer contribution / active EE | $7,981 | $4,164+91.7% | $3,324+140.1% | $4,839+64.9% |
| Participant deferral / active EE | $9,822 | $5,675+73.1% | $4,615+112.8% | $6,342+54.9% |
| Admin fee / account holder | $5,345 | $9,534-43.9% | $7,494-28.7% | $12,315-56.6% |