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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,760 | $138,072-65.4% | $123,549-61.3% | $135,382-64.7% |
| Participation rate | 25.0% | 84.7%-59.7pp | 82.3%-57.3pp | 82.6%-57.6pp |
| Annual return | -8.48% | 153.69%-162.2pp | 119.20%-127.7pp | 519.77%-528.2pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,234 | $6,799-52.4% | $6,426-49.7% | $5,609-42.4% |
| Admin fee / account holder | $26,657 | $10,917+144.2% | $9,284+187.1% | $10,829+146.2% |