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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,784 | $82,678-78.5% | $125,391-85.8% | $68,490-74.0% |
| Participation rate | 96.4% | 75.1%+21.4pp | 82.4%+14.0pp | 67.9%+28.5pp |
| Annual return | -2.96% | -5.97%+3.0pp | 572.41%-575.4pp | -7.85%+4.9pp |
| Employer contribution / active EE | $925 | $3,382-72.7% | $4,816-80.8% | $2,597-64.4% |
| Participant deferral / active EE | $5,619 | $6,111-8.1% | $7,448-24.6% | $4,028+39.5% |
| Admin fee / account holder | $5,400 | $6,277-14.0% | $10,009-46.1% | $5,403-0.1% |