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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,249 | $165,351-87.1% | $149,710-85.8% | $158,931-86.6% |
| Participation rate | 95.0% | 84.6%+10.4pp | 82.5%+12.5pp | 82.0%+13.0pp |
| Annual return | 12.84% | 348.19%-335.3pp | 276.63%-263.8pp | 302.86%-290.0pp |
| Employer contribution / active EE | $1,184 | $5,103-76.8% | $4,645-74.5% | $4,761-75.1% |
| Participant deferral / active EE | $5,398 | $7,181-24.8% | $6,842-21.1% | $5,982-9.8% |
| Admin fee / account holder | $601 | $10,807-94.4% | $9,309-93.5% | $11,247-94.7% |