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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,249 | $165,399-87.2% | $149,745-85.8% | $158,982-86.6% |
| Participation rate | 95.0% | 84.6%+10.4pp | 82.5%+12.5pp | 82.0%+13.0pp |
| Annual return | 12.84% | 348.34%-335.5pp | 276.72%-263.9pp | 302.99%-290.2pp |
| Employer contribution / active EE | $1,184 | $5,105-76.8% | $4,646-74.5% | $4,763-75.1% |
| Participant deferral / active EE | $5,398 | $7,183-24.9% | $6,843-21.1% | $5,983-9.8% |
| Admin fee / account holder | $601 | $10,811-94.4% | $9,312-93.6% | $11,252-94.7% |