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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,413 | $91,179+73.7% | $178,499-11.3% | $79,852+98.4% |
| Participation rate | 97.1% | 69.2%+27.9pp | 81.9%+15.2pp | 69.6%+27.5pp |
| Annual return | 9.76% | 24.19%-14.4pp | 151.10%-141.3pp | 31.72%-22.0pp |
| Employer contribution / active EE | $15,344 | $3,256+371.3% | $5,011+206.2% | $2,471+520.9% |
| Participant deferral / active EE | $9,935 | $3,236+207.0% | $5,202+91.0% | $3,740+165.6% |
| Admin fee / account holder | $26,843 | $6,749+297.8% | $13,986+91.9% | $5,306+405.9% |