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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,890 | $171,492-40.0% | $150,734-31.7% | $198,609-48.2% |
| Participation rate | 92.9% | 81.4%+11.4pp | 78.4%+14.4pp | 82.4%+10.5pp |
| Annual return | 17.70% | 804.70%-787.0pp | 600.81%-583.1pp | 202.70%-185.0pp |
| Employer contribution / active EE | $3,423 | $5,470-37.4% | $4,918-30.4% | $5,055-32.3% |
| Participant deferral / active EE | $6,570 | $6,259+5.0% | $5,610+17.1% | $6,977-5.8% |
| Admin fee / account holder | $8,367 | $17,628-52.5% | $14,905-43.9% | $19,030-56.0% |