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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,841 | $148,582+49.3% | $135,942+63.2% | $139,456+59.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.76% | 79.26%-62.5pp | 68.28%-51.5pp | 373.45%-356.7pp |
| Employer contribution / active EE | $6,757 | $5,245+28.8% | $4,858+39.1% | $4,753+42.2% |
| Participant deferral / active EE | $19,664 | $8,101+142.7% | $7,759+153.4% | $6,711+193.0% |
| Admin fee / account holder | $15,063 | $12,402+21.5% | $10,764+39.9% | $11,407+32.1% |