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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,551 | $115,810-47.7% | $101,271-40.2% | $158,966-61.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.38% | 56.15%-39.8pp | 46.48%-30.1pp | 302.95%-286.6pp |
| Employer contribution / active EE | $4,780 | $4,175+14.5% | $3,660+30.6% | $4,762+0.4% |
| Participant deferral / active EE | $3,344 | $4,958-32.6% | $4,371-23.5% | $5,983-44.1% |
| Admin fee / account holder | $10,808 | $7,248+49.1% | $5,948+81.7% | $11,250-3.9% |