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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,999 | $165,361-73.4% | $149,715-70.6% | $158,950-72.3% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 12.73% | 348.24%-335.5pp | 276.66%-263.9pp | 302.91%-290.2pp |
| Employer contribution / active EE | $556 | $5,103-89.1% | $4,645-88.0% | $4,762-88.3% |
| Participant deferral / active EE | $11,431 | $7,182+59.2% | $6,842+67.1% | $5,983+91.1% |
| Admin fee / account holder | $15,412 | $10,808+42.6% | $9,310+65.5% | $11,248+37.0% |