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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,896 | $165,361-40.8% | $149,715-34.6% | $158,950-38.4% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 15.31% | 348.24%-332.9pp | 276.66%-261.3pp | 302.91%-287.6pp |
| Employer contribution / active EE | $9,177 | $5,103+79.8% | $4,645+97.6% | $4,762+92.7% |
| Participant deferral / active EE | $8,689 | $7,182+21.0% | $6,842+27.0% | $5,983+45.2% |
| Admin fee / account holder | $3,927 | $10,808-63.7% | $9,310-57.8% | $11,248-65.1% |