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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,114 | $197,625-42.8% | $177,840-36.4% | $158,966-28.8% |
| Participation rate | 90.0% | 88.5%+1.5pp | 87.7%+2.3pp | 82.0%+8.0pp |
| Annual return | 26.06% | 58.76%-32.7pp | 48.32%-22.3pp | 302.95%-276.9pp |
| Employer contribution / active EE | $3,952 | $6,698-41.0% | $5,919-33.2% | $4,762-17.0% |
| Participant deferral / active EE | $10,634 | $8,405+26.5% | $7,714+37.9% | $5,983+77.7% |
| Admin fee / account holder | $1,124 | $15,405-92.7% | $12,431-91.0% | $11,250-90.0% |