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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,807 | $157,276-82.3% | $141,177-80.3% | $152,885-81.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.23% | 64.33%-40.1pp | 71.40%-47.2pp | 345.39%-321.2pp |
| Employer contribution / active EE | $3,168 | $5,262-39.8% | $4,736-33.1% | $4,763-33.5% |
| Participant deferral / active EE | $3,626 | $7,110-49.0% | $6,710-46.0% | $5,851-38.0% |
| Admin fee / account holder | $520 | $12,123-95.7% | $10,263-94.9% | $11,598-95.5% |