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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,993 | $77,908-38.4% | $149,696-67.9% | $75,173-36.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 24.09% | 31.73%-7.6pp | 134.46%-110.4pp | 160.72%-136.6pp |
| Employer contribution / active EE | $7,161 | $3,138+128.2% | $4,821+48.5% | $2,671+168.1% |
| Participant deferral / active EE | $3,648 | $3,411+7.0% | $5,682-35.8% | $4,126-11.6% |
| Admin fee / account holder | $759 | $5,950-87.2% | $13,212-94.3% | $5,651-86.6% |