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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,025 | $202,342-79.2% | $172,753-75.7% | $152,909-72.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.11% | 1029.88%-1007.8pp | 803.00%-780.9pp | 345.46%-323.4pp |
| Employer contribution / active EE | $5,380 | $5,857-8.1% | $5,144+4.6% | $4,764+12.9% |
| Participant deferral / active EE | $4,615 | $5,948-22.4% | $5,198-11.2% | $5,851-21.1% |
| Admin fee / account holder | $1,396 | $17,112-91.8% | $13,956-90.0% | $11,601-88.0% |