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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,708 | $138,102-45.2% | $125,381-39.6% | $134,532-43.7% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -14.62% | 750.73%-765.3pp | 572.31%-586.9pp | 418.27%-432.9pp |
| Employer contribution / active EE | $11,184 | $5,245+113.2% | $4,815+132.3% | $4,741+135.9% |
| Participant deferral / active EE | $14,787 | $7,801+89.6% | $7,448+98.5% | $6,401+131.0% |
| Admin fee / account holder | $12,172 | $11,568+5.2% | $10,007+21.6% | $11,429+6.5% |