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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,438 | $174,379-71.1% | $152,093-66.8% | $138,895-63.7% |
| Participation rate | 94.7% | 81.6%+13.1pp | 77.8%+17.0pp | 79.9%+14.8pp |
| Annual return | 24.98% | 74.86%-49.9pp | 66.36%-41.4pp | 145.39%-120.4pp |
| Employer contribution / active EE | $2,611 | $4,652-43.9% | $4,175-37.5% | $4,194-37.7% |
| Participant deferral / active EE | $5,648 | $6,159-8.3% | $5,451+3.6% | $6,396-11.7% |
| Admin fee / account holder | $408 | $16,880-97.6% | $14,497-97.2% | $12,562-96.8% |