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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,355 | $58,587-63.5% | $83,322-74.4% | $64,173-66.7% |
| Participation rate | 83.7% | 72.0%+11.6pp | 77.8%+5.9pp | 69.6%+14.1pp |
| Annual return | -28.12% | 9.65%-37.8pp | 10.64%-38.8pp | 7.63%-35.8pp |
| Employer contribution / active EE | $2,895 | $2,098+38.0% | $3,379-14.3% | $2,381+21.6% |
| Participant deferral / active EE | $7,886 | $4,654+69.4% | $5,565+41.7% | $3,470+127.3% |
| Admin fee / account holder | $414 | $9,279-95.5% | $7,540-94.5% | $4,887-91.5% |