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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,677 | $103,000-6.1% | $90,300+7.1% | $152,885-36.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 25.28% | 95.19%-69.9pp | 78.11%-52.8pp | 345.39%-320.1pp |
| Employer contribution / active EE | $14,747 | $3,138+369.9% | $2,854+416.7% | $4,763+209.6% |
| Participant deferral / active EE | $9,405 | $4,281+119.7% | $3,884+142.1% | $5,851+60.8% |
| Admin fee / account holder | $347 | $6,173-94.4% | $5,353-93.5% | $11,598-97.0% |