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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,863 | $209,425-90.5% | $178,499-88.9% | $158,966-87.5% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 17.02% | 188.80%-171.8pp | 151.10%-134.1pp | 302.95%-285.9pp |
| Employer contribution / active EE | $3,453 | $5,707-39.5% | $5,011-31.1% | $4,762-27.5% |
| Participant deferral / active EE | $5,599 | $5,955-6.0% | $5,202+7.6% | $5,983-6.4% |
| Admin fee / account holder | $671 | $17,078-96.1% | $13,986-95.2% | $11,250-94.0% |