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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,909 | $106,267+130.5% | $96,520+153.7% | $139,456+75.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 20.17% | 38.45%-18.3pp | 35.72%-15.5pp | 373.45%-353.3pp |
| Employer contribution / active EE | $20,050 | $4,105+388.4% | $3,739+436.3% | $4,753+321.9% |
| Participant deferral / active EE | $27,000 | $5,454+395.0% | $4,879+453.4% | $6,711+302.3% |
| Admin fee / account holder | $1,726 | $7,882-78.1% | $6,733-74.4% | $11,407-84.9% |