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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,909 | $106,247+130.5% | $96,515+153.8% | $139,466+75.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 20.17% | 38.47%-18.3pp | 35.73%-15.6pp | 373.66%-353.5pp |
| Employer contribution / active EE | $20,050 | $4,106+388.3% | $3,740+436.1% | $4,754+321.7% |
| Participant deferral / active EE | $27,000 | $5,456+394.9% | $4,880+453.3% | $6,712+302.3% |
| Admin fee / account holder | $1,726 | $7,885-78.1% | $6,735-74.4% | $11,409-84.9% |