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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,849 | $138,075-62.4% | $123,552-58.0% | $135,379-61.7% |
| Participation rate | 81.3% | 84.7%-3.5pp | 82.3%-1.0pp | 82.6%-1.4pp |
| Annual return | -10.64% | 153.70%-164.3pp | 119.20%-129.8pp | 519.79%-530.4pp |
| Employer contribution / active EE | $807 | $5,152-84.3% | $4,628-82.6% | $4,779-83.1% |
| Participant deferral / active EE | $5,411 | $6,800-20.4% | $6,426-15.8% | $5,609-3.5% |
| Admin fee / account holder | $3,281 | $10,917-69.9% | $9,285-64.7% | $10,828-69.7% |