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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,129 | $115,810-84.3% | $101,271-82.1% | $158,966-88.6% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 26.19% | 56.15%-30.0pp | 46.48%-20.3pp | 302.95%-276.8pp |
| Employer contribution / active EE | $13,032 | $4,175+212.1% | $3,660+256.1% | $4,762+173.6% |
| Participant deferral / active EE | $0 | $4,958-100.0% | $4,371-100.0% | $5,983-100.0% |
| Admin fee / account holder | $9,719 | $7,248+34.1% | $5,948+63.4% | $11,250-13.6% |