Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,056 | $77,816-75.5% | $123,552-84.6% | $64,173-70.3% |
| Participation rate | 44.1% | 74.7%-30.6pp | 82.3%-38.2pp | 69.6%-25.5pp |
| Annual return | -12.54% | 12.49%-25.0pp | 119.20%-131.7pp | 7.63%-20.2pp |
| Employer contribution / active EE | $713 | $3,014-76.3% | $4,628-84.6% | $2,381-70.0% |
| Participant deferral / active EE | $4,726 | $5,240-9.8% | $6,426-26.5% | $3,470+36.2% |
| Admin fee / account holder | $591 | $5,519-89.3% | $9,285-93.6% | $4,887-87.9% |