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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,489 | $91,536+22.9% | $130,062-13.5% | $75,177+49.6% |
| Participation rate | 36.4% | 71.5%-35.1pp | 78.5%-42.1pp | 67.2%-30.8pp |
| Annual return | 13.25% | -631.62%+644.9pp | -137.37%+150.6pp | 160.75%-147.5pp |
| Employer contribution / active EE | $1,325 | $2,845-53.4% | $4,322-69.3% | $2,671-50.4% |
| Participant deferral / active EE | $2,223 | $4,343-48.8% | $5,821-61.8% | $4,126-46.1% |
| Admin fee / account holder | $3,997 | $6,780-41.0% | $10,601-62.3% | $5,651-29.3% |