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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,043 | $162,821-2.3% | $133,978+18.7% | $158,9820% |
| Participation rate | 54.5% | 83.2%-28.7pp | 79.8%-25.3pp | 82.0%-27.4pp |
| Annual return | 8.62% | 41.95%-33.3pp | 45.10%-36.5pp | 302.99%-294.4pp |
| Employer contribution / active EE | $1,463 | $4,976-70.6% | $3,919-62.7% | $4,763-69.3% |
| Participant deferral / active EE | $3,162 | $5,910-46.5% | $5,047-37.4% | $5,983-47.2% |
| Admin fee / account holder | $11,638 | $11,742-0.9% | $8,930+30.3% | $11,252+3.4% |