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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,991 | $100,792-43.5% | $86,691-34.3% | $134,509-57.6% |
| Participation rate | 88.9% | 78.9%+9.9pp | 76.6%+12.3pp | 81.2%+7.7pp |
| Annual return | -24.53% | 29.08%-53.6pp | 35.94%-60.5pp | 418.13%-442.7pp |
| Employer contribution / active EE | $4,559 | $3,491+30.6% | $2,837+60.7% | $4,741-3.8% |
| Participant deferral / active EE | $9,523 | $5,339+78.4% | $4,656+104.5% | $6,400+48.8% |
| Admin fee / account holder | $3,972 | $10,924-63.6% | $7,492-47.0% | $11,427-65.2% |