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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,512 | $75,832-67.7% | $147,617-83.4% | $59,633-58.9% |
| Participation rate | 44.0% | 71.6%-27.6pp | 84.6%-40.6pp | 68.7%-24.7pp |
| Annual return | -5.81% | 0.37%-6.2pp | 61.98%-67.8pp | 2041.45%-2047.3pp |
| Employer contribution / active EE | $1,129 | $3,485-67.6% | $5,564-79.7% | $2,203-48.8% |
| Participant deferral / active EE | $4,101 | $3,131+31.0% | $4,895-16.2% | $3,192+28.5% |
| Admin fee / account holder | $0 | $5,986-100.0% | $11,612-100.0% | $4,297-100.0% |