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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,795 | $197,637-88.5% | $177,848-87.2% | $158,982-85.7% |
| Participation rate | 60.0% | 88.5%-28.5pp | 87.7%-27.7pp | 82.0%-22.0pp |
| Annual return | 0.00% | 58.77%-58.8pp | 48.33%-48.3pp | 302.99%-303.0pp |
| Employer contribution / active EE | $10,796 | $6,698+61.2% | $5,919+82.4% | $4,763+126.7% |
| Participant deferral / active EE | $10,884 | $8,405+29.5% | $7,714+41.1% | $5,983+81.9% |
| Admin fee / account holder | $5 | $15,406-100.0% | $12,431-100.0% | $11,252-100.0% |