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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,402 | $96,643-67.5% | $86,617-63.7% | $139,456-77.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 34.56% | 106.57%-72.0pp | 591.91%-557.4pp | 373.45%-338.9pp |
| Employer contribution / active EE | $3,473 | $3,264+6.4% | $3,023+14.9% | $4,753-26.9% |
| Participant deferral / active EE | $6,194 | $4,835+28.1% | $4,437+39.6% | $6,711-7.7% |
| Admin fee / account holder | $850 | $6,406-86.7% | $5,613-84.9% | $11,407-92.5% |