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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,983 | $183,988-85.9% | $162,177-84.0% | $152,897-83.0% |
| Participation rate | 77.8% | 88.5%-10.7pp | 87.6%-9.8pp | 82.5%-4.7pp |
| Annual return | 14.02% | 150.79%-136.8pp | 115.60%-101.6pp | 345.43%-331.4pp |
| Employer contribution / active EE | $0 | $6,370-100.0% | $5,613-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,729 | $8,032-41.1% | $7,297-35.2% | $5,851-19.2% |
| Admin fee / account holder | $1,368 | $13,123-89.6% | $10,843-87.4% | $11,599-88.2% |