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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,956 | $181,896-83.0% | $156,551-80.2% | $273,972-88.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.30% | 30.74%-26.4pp | 32.23%-27.9pp | 41.46%-37.2pp |
| Employer contribution / active EE | $2,401 | $6,248-61.6% | $5,501-56.4% | $4,869-50.7% |
| Participant deferral / active EE | $4,718 | $5,550-15.0% | $4,871-3.2% | $5,287-10.8% |
| Admin fee / account holder | $1,276 | $15,560-91.8% | $13,028-90.2% | $10,133-87.4% |