Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,196 | $97,648-70.1% | $121,663-76.0% | $87,485-66.6% |
| Participation rate | 60.9% | 70.5%-9.6pp | 74.5%-13.6pp | 68.9%-8.1pp |
| Annual return | 19.59% | 18.03%+1.6pp | 147.54%-127.9pp | 26.06%-6.5pp |
| Employer contribution / active EE | $1,274 | $2,300-44.6% | $3,020-57.8% | $2,596-50.9% |
| Participant deferral / active EE | $2,268 | $3,923-42.2% | $4,887-53.6% | $4,274-46.9% |
| Admin fee / account holder | $2,312 | $11,100-79.2% | $14,289-83.8% | $7,775-70.3% |