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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,631 | $165,361-75.4% | $149,715-72.9% | $158,950-74.4% |
| Participation rate | 61.1% | 84.6%-23.5pp | 82.5%-21.4pp | 82.0%-20.9pp |
| Annual return | 17.04% | 348.24%-331.2pp | 276.66%-259.6pp | 302.91%-285.9pp |
| Employer contribution / active EE | $4,262 | $5,103-16.5% | $4,645-8.2% | $4,762-10.5% |
| Participant deferral / active EE | $3,422 | $7,182-52.4% | $6,842-50.0% | $5,983-42.8% |
| Admin fee / account holder | $2,496 | $10,808-76.9% | $9,310-73.2% | $11,248-77.8% |