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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,419 | $168,636-82.6% | $147,617-80.1% | $125,393-76.5% |
| Participation rate | 90.9% | 88.8%+2.1pp | 84.6%+6.3pp | 83.2%+7.7pp |
| Annual return | -2.21% | 77.65%-79.9pp | 61.98%-64.2pp | 282.23%-284.4pp |
| Employer contribution / active EE | $10,633 | $6,252+70.1% | $5,565+91.1% | $4,866+118.5% |
| Participant deferral / active EE | $2,428 | $5,507-55.9% | $4,895-50.4% | $5,351-54.6% |
| Admin fee / account holder | $807 | $13,580-94.1% | $11,611-93.0% | $9,541-91.5% |