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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,381 | $150,447+63.1% | $136,298+80.0% | $147,586+66.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 25.51% | 1049.15%-1023.6pp | 5156.27%-5130.8pp | 578.59%-553.1pp |
| Employer contribution / active EE | $17,066 | $5,256+224.7% | $4,696+263.4% | $4,876+250.0% |
| Participant deferral / active EE | $12,965 | $6,631+95.5% | $6,247+107.5% | $5,439+138.4% |
| Admin fee / account holder | $4,457 | $10,906-59.1% | $9,244-51.8% | $10,886-59.1% |